There are all kinds of threads and links on the internet, and this seems to be a contentious issue butI don't know why.
95th percentile is either a good deal for some or a big rip off for others, Ijust said it there :)
But the reality is that for MOST people who transfer low amounts of data but burst to higher speeds such as 40mbit+ even for short periods of time, then you'll pay a lot of money to do that.
Basically 95th percentile is an-old archaic method........
I am a huge fan of Linux and the idea of OpenSource but I've said it many times, there are still hurdles in today in 2010 for Linux as a Desktop. Linux is still intended for servers at its very core. This can be changed succesfully though, as Apple has shown us with Mac OS X based on FreeBSD.
Half of the issue is lack of driver support and the other half is the Linux Kernel and Window Manages, KDE and GNome still both don't cut it (but they're getting closer).
I'll........